Employee benefits in Orwigsburg, Pottsville, Emmaus, Reading, Myerstown, Wyomissing and surrounding areas in Eastern PA.

The cost of benefits is rising significantly, while employees consistently seek more from their benefits packages. We can design an employee benefits program that makes sense for your company and your employees.

Employee Benefits Management

Group health insurance, employee wellness and more

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The Seltzer Group is proud to provide total employee benefits management services. We partner with Power Kunkle Benefits Consulting, a trusted leader in employee benefits administration. Our employee benefits programs include a range of group health insurance programs, wellness programs, retirement plans, and more. These enable you to provide added value to your employees beyond their base salaries to boost morale, retention, and company loyalty.

The specialized team at Power Kunkle will become your benefits management partner. They will consult closely with you and help you navigate the often-confusing process. You’ll get help selecting the ideal benefits programs to maximize your budget. With their support, your employee benefits program will be custom tailored to suit the unique needs of your company and your team. It’s all about helping ensure a happier, healthier, and more productive workforce.

Which employee benefits are right for your business?

Explore how employee benefits can help attract, retain and protect your team.
Employee Benefits

Group Health Insurance

Risk Factor

One of the main factors in attracting and retaining good employees is the benefit program offered by employers. This typically starts with your group health insurance plan.

Solution

Regardless of the company’s financials, there are ways to make health insurance available to your employees and their dependents. Offering health insurance doesn’t have to break the bank. There are many solutions available to small, mid-size, and large employers.

Group Life Insurance

Risk Factor

When employees are worried about their financial situation, they may not be as productive. Many individuals today do not have life insurance or adequate savings to cover final expenses, which places additional stress on employees and/or their families when the need arises.

Solution

A group life insurance plan can put your employees’ minds at ease, knowing their family will have resources available when they need them. Policies can also include a dependent benefit to help the employee pay for expenses if their dependent passes. Another solution is to offer a voluntary life benefit whereby the employee pays a lower premium through payroll deduction than they would if they found coverage on their own. Group life insurance is also tax deductible.

Disability

Risk Factor

Many employers are faced with offering lower wages than their competitors and find it difficult to find and retain qualified workers.

Solution

Offering a short-term and/or a long-term disability program can provide prospective and current workers with another form of financial stability. An employee may be offered a higher wage elsewhere, but are they offered protection if that paycheck stops due to pregnancy, illness, or other disability? How will they pay the mortgage or other bills? Employers offering a disability plan can provide peace of mind to their employees and gain an advantage over those that don’t.

Group Dental Coverage

Risk Factor

Failure to have regular dental checkups can lead to more serious problems than a toothache.

Solution

Offering dental coverage to your employees can help encourage them to see a dentist on a regular basis. Gum disease has been linked to heart disease as well as diabetes. Catching these issues early not only helps your employees’ health, it may help reduce your long-term health insurance costs before a big claim hits!

Vision Care Coverage

Risk Factor

Similar to dental coverage, if your employees are not getting regular eye exams, they may have underlying medical conditions such as heart disease or diabetes that can surface later at a greater expense to your medical plan.

Solution

Offering vision care coverage is a very affordable component to offering health benefits. It’s an inexpensive portion of the benefit package with a high value of return and can help offset the impact of increased medical costs, becoming a cost-effective, early intervention tool.

Voluntary Coverage

Risk Factor

Not being able to meet an employee’s individual needs can pose a threat to worker retention and attracting new talent, both of which can be costly to your bottom line.

Solution

Offering voluntary coverage lets your employees choose benefits that are important to them. It’s a cost-effective way to provide a variety of benefits at little or no impact to your monthly premiums. Examples of voluntary coverage include:

  • Critical illness, hospital indemnity, and cancer coverage.
  • Life, dependent life, short-term, and long-term disability coverage.
  • Dental care.
  • Vision care.

Compliance Audits

Risk Factor

Compliance audits are increasing and Department of Labor fines can be costly. Do you have all of the documents and paperwork at your fingertips should you receive an audit letter?

Solution

A good benefits broker will educate you on the compliance pieces so that you are prepared for that dreaded day. A wrap document covers most of what is required and the remaining forms should be readily accessible with proof of distribution to employees and/or eligible participants.

Giving your team health benefits will help them and you in a variety of ways. When you choose Power Kunkle as your contact point for benefits, you’re giving your employees an easy way to improve the quality of their lives during and after work. Having an improved quality of life for them means a better quality of employee for you. It adds to employee satisfaction. Plus, it means that your employees will be happier working with you into the future.

We also make it easier for you to deliver these benefits to your employees with our simple rollout system. Power Kunkle will take the time to assess the needs of your company and create a plan with you. This plan will provide the best options for your company so that your employees are taken care of in a way that makes sense for you. Our agents will help you understand what these plans entail before you you sign on with us to give you a clear picture of how they’ll work. We’ll also help you with any questions you receive from employees. We make it easy to put together plans for your employees no matter how you want to roll them. This is the easiest way to ensure that they have a better life outside of work, which will in turn make them much happier at work.

Group Health Insurance & Beyond

The Seltzer Group is your source for all employee benefits

Employee benefits programs go far beyond basic group health insurance policies, including a full range of other benefits and assistance programs.

Benefits and assistance programs include:
  • Health, Prescription, Vision, and Dental Plans
  • Retirement Benefits, Pensions, and 401(k)s
  • Relocation Assistance
  • Legal Assistance Plans
  • Adoption Assistance
  • Child Care Benefits
  • Transportation Benefits
  • Vendor Discount Programs
  • Wellness Programs
  • And More

The ability to offer quality employee benefits will help your company attract and retain high-quality employees for many years to come. The Power Kunkle team focuses solely on employee benefits, so they have the experience and knowledge needed to design and administer the perfect benefits program for you and your workforce.

Employee Wellness Programs

Powerful results for your staff and your bottom line

There are many benefits to implementing a targeted employee wellness program at your workplace. These programs support your staff and encourage them to lead healthy lives through nutrition, exercise, and more. Employees who are more engaged in employee wellness programs tend to want to to work harder. They also express more job satisfaction than those employees who do not share this same outlet. It helps your team work on something that isn’t part of their work. Instead, they work on feeling better together as a separate goal from their tasks. It makes them feel more healthy, gives them a way to fold their health into their time at work, and helps form bonds between coworkers. This gives them a chance to work on improving their own health goals in a work environment that will help reinforce their future goals.

Workplace wellness programs include:
  • Walking Programs
  • Weight Loss Challenges
  • Nutrition Education
  • Exercise Education
  • Blood Pressure Screening
  • Stress Management
  • One-Day Wellness Programs and Presentations
  • And More

Let’s discuss your business insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate business insurance solution. There’s no obligation, just good-old-fashioned advice.
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